A particularly annoying aspect of employer-tied health insurance is that it's a hassle even when you do have continuous coverage. If you start your next job lit

A particularly annoying aspect of employer-tied health insurance is that it's a hassle even when you do have continuous coverage. If you start your next job literally the day after leaving the previous one, you may (unless you get lucky with the providers aligning) no longer be able to go to the doctor you've been going to for years. You'll have to choose a new doctor, in a new location, get records transferred (itself often an adventure), re-fill dozens of pieces of paperwork, re-start prescriptions, etc. It's a huge pile of bureaucracy, and that's among the best cases, where you actually do have continuous coverage. If you were actually in the middle of ongoing treatment at the time of the job change, it's a particularly big hassle to get everything handed off properly.