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There are more entrepreneurs and potential entrepreneurs that fall into the pre-existing condition bucket than you might think. It's not only people with seriou
by _delirium 13y ago
There are more entrepreneurs and potential entrepreneurs that fall into the pre-existing condition bucket than you might think. It's not only people with serious chronic illnesses that would make them unlikely to start a company anyway, but anyone who has an elevated risk due to a major past health event, even someone who hasn't had an issue in 20 years and is perfectly capable of and willing to do a startup. Those people are currently chained to a BigCorp due to the need for group-plan health coverage, and are hopeful that PPACA will change that.
Even among the relatively few people I know interested in doing startups (probably 5?), one is in that category: an early-30s software engineer with a congenital heart defect. He had surgery in his early teens for it, and has not had a major issue since then. It doesn't interfere with his daily life, but obviously there is added monitoring and a significantly elevated risk of future complications, which disqualifies him from non-BigCorp health coverage.
- smsm42 13y ago>>> Those people are currently chained to a BigCorp due to the need for group-plan health coverage, and are hopeful that PPACA will change that. Didn't HIPAA Title I already change that? http://www.dmhc.ca.gov/dmhc_consumer/hp/hp_hipaacp.aspx http://www.dmhc.ca.gov/dmhc_consumer/hp/hp_hipaacp.aspx If you qualify for a conversion plan, you cannot be denied insurance because of your medical history https://en.wikipedia.org/wiki/Health_Insurance_Portability_and_Accountability_Act#Title_I:_Health_Care_Access.2C_Portability.2C_and_Renewability https://en.wikipedia.org/wiki/Health_Insurance_Portability_a... Is there some issue with this I am missing?