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It's profit controls for insurers, not for providers, though. It doesn't particularly control delivered costs, except very indirectly (due to the lag between p
by rdl 13y ago
It's profit controls for insurers, not for providers, though. It doesn't particularly control delivered costs, except very indirectly (due to the lag between premiums and expenditures).
If provider prices go up, insurers can raise their premiums and still stay at 80%.
- yardie 13y agoThey have also liberalized the insurer market, so instead of 1-3 insurers per state you can choose one from CA, NY, or TN. If you get insurance through work it is up to HR to find the best rate. If you go alone you can use the exchanges.
- einhverfr 13y agoYep, total misalignment of incentives.