Repossession occurs when a person hasn't made payments. In other words, a bank or other institution is actually the organization that legally owns the property.

Repossession occurs when a person hasn't made payments. In other words, a bank or other institution is actually the organization that legally owns the property. They authorize a repo agency to recover the property that they legally own, which means that the repo agency is allowed to do all sorts of things because for all intents and purposes they are recovering stolen property. It is a sticky spot legally, and there are rules they have to follow. But this man has experience doing high-risk repos that public law enforcement doesn't have. It's the difference between regular infantry and mercenaries.