There are some good suggestions here already (starting with 'talk to a financial advisor'), so I'll just throw a few different ones out: * Pay down all debts,

There are some good suggestions here already (starting with 'talk to a financial advisor'), so I'll just throw a few different ones out: * Pay down all debts, especially high-APR ones * Give X% to charity * Put $XX,000 in savings as an emergency fund * Travel a bit * Save it for starting/supporting a family * Help out a friend or two in need