Solution: starve the beast to reduce the scale. Ex: 1) Banks: a. don't use any of the banks that are primary dealers b. use cash whenever possible c.

Solution: starve the beast to reduce the scale. Ex: 1) Banks: a. don't use any of the banks that are primary dealers b. use cash whenever possible c. save then spend rather than taking out loans d. don't buy shit you don't need e. don't put more than $250K in any one bank 2) Food & groceries: a. buy stuff on sale b. alternate between big stores to promote competition c. shop at less popular stores for lower prices d. don't buy more than you need and throw it away e. save leftovers f. be flexible on brands g. don't buy shit you don't need at all h. if they jack up the price on something, substitute i. watch for quantity vs price tricks j. buy from the value menu k. shop at several stores, buy what is cheap at each 3. Gadgets and gimmicks a. don't buy shit you don't need b. cancel your cable; watch HDTV over the air c. cancel your land line d. use cheap phones instead of smart phones e. use cheap prepaid phones from the dollar store: $15/mo f. don't buy Internet "higher speed" packages g. get on someone's cell family plan h. buy the cheapest plan, not the "best" 4. Big stuff a. don't buy a new car just because rates are low b. or a house c. verify your home tax assessment every time d. protest every assessment that isn't justified e. payoff your loan as soon as possible f. don't keep a (big) loan just to keep the exemption g. buy only what you need h. buy only what you can afford i. use rubbers j. is college still worth it, really? learn a trade 5. Eating out a. it's a treat, not a lifestyle b. order water to drink c. order lunch portions d. order less food: most Americans overeat e. save leftovers f. find cheap restaurants with good food g. split large orders h. tip 20%+ with your savings: you'll feel better 6. Don't recycle: reuse a. first, don't buy shit you don't need b. sell old stuff on eBay or craigslist, even if $5 c. force yourself to sell old stuff = buy less new junk d. donate anything reusable rather than tossing it e. take care of your shit so you don't have to buy more IMO, we will never "fix" our governments. They are screwed up at the local, state, and federal level, because they are not spending their own money: they are spending ours. The only thing we can do is starve them until they can't afford to do all the crazy shit they are doing today.