The most important thing to note about this calculator is that it's based on CBO estimates, not actual insurance plans: "Premiums in the calculator are illustr

The most important thing to note about this calculator is that it's based on CBO estimates, not actual insurance plans: "Premiums in the calculator are illustrative examples in 2014 dollars derived from estimates of average premiums for 2016 from the Congressional Budget Office." [1] And apparently, 94% of uninsured Americans will have premiums that are less than projected [2]. Even with those caveats, my costs are estimated to go down. This is very good news for me, as someone with individual insurance, because health costs are the dominating factor in my budget. [1] Second paragraph of the "Notes" section under the calculator's results. [2] http://www.slate.com/blogs/moneybox/2013/09/25/obamacare_premiums_will_be_cheaper_than_the_cbo_projected.html?wpisrc=burger_bar http://www.slate.com/blogs/moneybox/2013/09/25/obamacare_pre...