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The premium is adjusted for family size, tobacco usage, and age of the user... Funny, that one term is not in the questionaire
by 001sky 13y ago
The premium is adjusted for family size, tobacco usage, and age of the user...
Funny, that one term is not in the questionaire
- taeric 13y agoWhich one? As soon as you pick "adult or child" then it asks if you use tobacco.
- deleted 13y ago[deleted]
- Romoku 13y agoYou select the age and tobacco usage when you select how many adults.
- gee_totes 13y agoI actually think their tobacco section is a little buggy. On Chrome on Fedora 17, I wasn't able to get the tool top to pop up to see how "tobacco usage" is defined (some states define it as use within the last 12 months, some states define it as use right now).
- jophde 13y agoWhat kind of idiot would answer yes, to questions like "Do you use Tobacco?" or "Do you use marijuana?" when applying for health care?
- dangrossman 13y agoEthical people, and people who don't want to be bankrupted after paying for health insurance when that insurance doesn't pay out after discovering you lied on the application.
- jophde 13y agoSee my answer below.
- gweinberg 13y agoThe kind that thinks his benefits will be denied when the insurer finds out he lied on his application.
- jophde 13y agoIf I have to penalized for smoking the occasional pipe of tobacco, then I want people to be penalized for buying groceries from Wal-Mart, eating GMOs, anything with high fructose corn syrup in it, and not taking the elevator instead of the stairs for a few flights. It's not ethical to let yourself be gouged by unethical rules.
- debacle 13y agoNo, but if you lie on the application and the insurance company finds out, they're going to drop coverage, and may go after you for insurance fraud.