Similar. No fancy vacations. No cars. No house. No fancy cloths and only occasional eating out. Only draws are DirecTV, ISP, and phone which I could halve if ne

Similar. No fancy vacations. No cars. No house. No fancy cloths and only occasional eating out. Only draws are DirecTV, ISP, and phone which I could halve if needed. Put max into 401K, rest of savings in investment fund. Mutual funds are up 71% (yes 71%) YTD. Can easily save that 26K in a year's time, but the reality is when you don't have all the cost sinks of a nuclear family you should save, save, save as that money will grow a ton before you retire over several decades compared to the "shit, I better start investing" thought many people have when they've already gone totally gray.