I think cannibalizing retirement (by significantly reducing how much you save) temporarily is the way to go. If you make that decision, it also makes it easier

I think cannibalizing retirement (by significantly reducing how much you save) temporarily is the way to go. If you make that decision, it also makes it easier because it reduces the amount of money you would need for six months expenses. If you're low on cash, you're less likely to put money into retirement savings anyway (since if it takes too long to get more revenue, you'd have to pay fees to make use of that same retirement money.)