:) It's not 0 hours investment, just 0 hours investment this year. All of that work last year was investment that's now paying off, bit by bit. Your hourly r

:) It's not 0 hours investment, just 0 hours investment this year. All of that work last year was investment that's now paying off, bit by bit. Your hourly rate from last year will look slightly better now if you add in this year's earnings...though it's still a rough game to play. Good luck!