That's making a lot of assumptions about future lifestyle choices -- But point taken, I do suppose if my wife and I had kids now, that quickly changes the overa

That's making a lot of assumptions about future lifestyle choices -- But point taken, I do suppose if my wife and I had kids now, that quickly changes the overall mindset of retirement. Still though, I hardly consider it a selfish choice -- shit, I would have loved to have gone and visited the grandparents in some tropical destination as opposed to northern Idaho.