"because college has to be paid for with present dollars, but its claimed economic return comes in future dollars" Please explain how someone who has school lo

"because college has to be paid for with present dollars, but its claimed economic return comes in future dollars" Please explain how someone who has school loans at low interest rates has to pay for college with present dollars as opposed to future dollars. Re: "Ivy League" - Separately none of any of these analysis ever takes into account things that simply can't be measured. I can attest to the doors that open when you have attended an "Ivy" school because guess what enough people are impressed to provide a benefit. Perhaps someone can write that off as an "anecdote" but hate to say it I've seen it with others to many times, and, well even the mainstream media always points out when someone goes to a top college (or is a Kennedy for that matter). Of course you could also argue that people aren't impressed when someone is a Physician if you want but that also opens doors and gets better opportunity in many many cases. Like a pretty girl (or tall handsome man) who gets more attention some things just can't be quantified with all the academic apparatus and analysis known to man. But irl if it looks like a duck and quacks like a duck it's a duck usually is correct an overwhelming number of times.