4 ms·
Shit articles like this make me feel lucky. I don't come an extremely wealthy background or anything but reading this sort of stuff makes me feel like a life-as
by innino 13y ago
Shit articles like this make me feel lucky. I don't come an extremely wealthy background or anything but reading this sort of stuff makes me feel like a life-assets superstar. I have to say it makes me appreciate my bank/national banking culture:
1) I can ask for an overdraft limit of up to $2000, which if I draw into I pay a $3 monthly fee for.
2) I have a credit card which I can easily ask for a limit up to $5000 if I ever need that sort of temporary cash (I don't.)
3) Everything is done with banking cards here - balances update automatically, only credit cards have weird lags with responding to transactions.
Recently I dropped my OD limit to $200 to try and improve my financial hygiene. I didn't watch my transactions and a small weekly automatic payment pushed me past my arranged limit. Talked to the bank and they explained in that case I would pay one $15 fee per month for any number of unarranged ODs. Seems pretty lenient compared to the American situation... but they never charged me the fee anyway!