Well, I think the article did get one thing right, something that many articles about poverty don't, and that's the kinship and us-vs-them attitude that tends t

Well, I think the article did get one thing right, something that many articles about poverty don't, and that's the kinship and us-vs-them attitude that tends to be a factor in decision-making among the poor. Check cashing places are a lot less formal than banks (when formality is intimidating), and they tend to say "no" less often. They're more of an ally to the poor than most people would think. But, yeah, the article should've mentioned Chex Systems.