Absolutly. Looking for an alternative a few years ago I found a check cashing place that would simply stop payments before a transaction, so you couldn't overd

Absolutly. Looking for an alternative a few years ago I found a check cashing place that would simply stop payments before a transaction, so you couldn't overdraft. I was happy to pay 1% fees on check cashing for that; with low income that was quite reasonable. Direct deposit had no fee, and this was a great deal for me.