5 ms·Even that great Satan, Bank of America, allows you to disable overdraft 'protection'. It's what I do.by arjie 13y agoEven that great Satan, Bank of America, allows you to disable overdraft 'protection'. It's what I do.rgbrenner 13y agoThat was part of Obama's credit card reform in 2009. .. banks were required to offer it.arjie 13y agoAh, I see. That's good regulation there.clarkm 13y agoIt doesn't work for ACH transfers though.