This is a great comment, thank you I guess at the end of the day, poor people present poor revenue opportunities for banks. So the banks resort to underhanded

This is a great comment, thank you I guess at the end of the day, poor people present poor revenue opportunities for banks. So the banks resort to underhanded methods (ie ones that customer would not agree to if they were given a choice). In turn, these customers learn to mistrust the banks and turn away.