8 ms·
When I read an article like this, I'm always amazed that more people haven't discovered credit unions. Most of the objections that the article raises about "ba
by blahedo 13y ago
When I read an article like this, I'm always amazed that more people haven't discovered credit unions. Most of the objections that the article raises about "banks" are objections that I have too, except that they're really about "big (multi-)national banks". My experiences with credit unions have been much more in line with what the author describes about the check-cashers. On one occasion there was an incident involving a mis-typed amount in an online transfer, basically all my fault, but everybody was on my side and it got resolved quickly and easily---and all over the phone, as I was several thousand miles away from home at the time!
- laaph 13y agoI've never been treated that much nicer at credit unions than banks. My last story with a credit union - I had been with them for years, but when I have a story as soon as I ran in to hard times. I was 62 days overdue on my credit card (which was also with the credit union), and I was told the credit card department I'd deposit a check on Friday and make a payment. Meanwhile, the checking department closed my check account, and took the $10 there and applied it to my credit card. Since I had written a rent check before putting a check in the bank and finding the account was closed, it messed me up even more. I'm about to be in difficulties with a current credit union, we'll see how they treat me as my clients keep their outstanding debts to me just a little more outstanding.