Not accountants. Accountants and financial advisers are cheap bastards who have to deal with crap loads of regulatory compliance rules and complicated software

Not accountants. Accountants and financial advisers are cheap bastards who have to deal with crap loads of regulatory compliance rules and complicated software that integrates with lots of other companies and governments, costs a fortune and never works properly. People who package up all this shit and stick it on the web so the end user maintenance cost isn't there are winning over standalone PC software vendors these days. And it all works via a web browser (which conveniently doesn't require windows). Even if you bag Office 365 for comms which is typical at the moment from what I've seen, it works on anything. I've seen IFA's and accountants wholly running off ChromeBooks and iPads in the UK. The only complaint they have is printing and even that's pretty much solved.