I actually find stories like these rather sad. People are wasting valuable time, money, fuel, etc. just to take money they haven't earned. To me, it's no differ

I actually find stories like these rather sad. People are wasting valuable time, money, fuel, etc. just to take money they haven't earned. To me, it's no different than Wall Street: a legal way of taking value from someone else in a negative-sum game. Just because something is legal, doesn't mean it's ethical.