Are you sure about that? Did a quick search and found this article: http://www.spiegel.de/wirtschaft/euro-umstellung-banken-verlangen-tauschgebuehr-a-122747.ht

Are you sure about that? Did a quick search and found this article: http://www.spiegel.de/wirtschaft/euro-umstellung-banken-verlangen-tauschgebuehr-a-122747.html http://www.spiegel.de/wirtschaft/euro-umstellung-banken-verl... They are talking about exchanging coins. Not being able to exchange coins would also mean the loss of a lot of money... The article mentions that the banks were planning an exchange fee.