Being self-employed can also lead to a feast-or-famine lifestyle. I know plenty of freelancers who make money for a few months and then spend the next three try

Being self-employed can also lead to a feast-or-famine lifestyle. I know plenty of freelancers who make money for a few months and then spend the next three trying to get deals closed. That whole time they're not getting paid and are rather stressed out. The bills don't stop coming. While I agree that the nature of knowledge-based work is hindered by industrial-era work processes it is the nature of the beast that most organizations that can provide the safety net people need to raise families are not letting go of the past.