In order of risk: - Online savings @ 0.80% (Risk is loss of purchase power) - I-Bonds @ 1.18% (Risk is loss of purchase power) - CDs @ 2% (Risk is early with

In order of risk: - Online savings @ 0.80% (Risk is loss of purchase power) - I-Bonds @ 1.18% (Risk is loss of purchase power) - CDs @ 2% (Risk is early withdrawal penalty + lock-in) - Bonds @ 3% (Risk is drop in value) - Stocks @ 4%+ (Risk is drop in value)