Their expense ratios are pretty decent: https://personal.vanguard.com/us/funds/vanguard/all?sort=name&sortorder=asc https://personal.vanguard.com/us/funds/vangu

Their expense ratios are pretty decent: https://personal.vanguard.com/us/funds/vanguard/all?sort=name&sortorder=asc https://personal.vanguard.com/us/funds/vanguard/all?sort=nam... And, the idea of the target funds is that they become more conservative as you reach the target. The pure index funds do not. So they are basically index funds with portfolio rebalancing. https://institutional.vanguard.com/VGApp/iip/site/institutional/marketing?file=TargetRetirementFunds https://institutional.vanguard.com/VGApp/iip/site/institutio...