Those are common in Brazilian banks as well. At least four of the six biggest (I don't remember about the last two) do two-factor authentication. Another cool

Those are common in Brazilian banks as well. At least four of the six biggest (I don't remember about the last two) do two-factor authentication. Another cool thing I've seen in Banco do Brasil was the need to authorize the computer you're going to use in a ATM or in a 1-800. If I recall correctly, they do that with a Java applet. Recently they also launched a common-malware-search-and-destroy application of MANDATORY use in Windows computers (my mom uses, she asked me. And yes, the digital certificates were all valid).