> Who is "them"? The regulators. > For what are they being "held accountable"? For failing to regulate the industry properly. Basically, it boils down to th

> Who is "them"? The regulators. > For what are they being "held accountable"? For failing to regulate the industry properly. Basically, it boils down to this: "Hello, Mister Banking Regulator. Don't sit down. See this financial crisis here? The one where the government had to step in and bail out the banks? Well, it happened on your watch. You were supposed to prevent shit like this from happening. You're fired. Close the door behind you."