Since everyone is guilty to some extent, and we let go free the financial "team", let's apply the same logic to borrowers. They could not foresee the crisys com

Since everyone is guilty to some extent, and we let go free the financial "team", let's apply the same logic to borrowers. They could not foresee the crisys coming... Now let them keep the houses and erase debt records. Maybe this will make financial team more responsible for their actions in the round 2?