These are great points. To add to your list - I'd love it if as part of mobile payments they do what's needed to completely replace a wallet. If I'm at a resta

These are great points. To add to your list - I'd love it if as part of mobile payments they do what's needed to completely replace a wallet. If I'm at a restaurant paying for a drink with my phone, I should also be able to send them a verified copy of my id with photo and age. Then I could stop carrying a wallet entirely. Integration with low power peripherals will be nice, but don't forget about high powered peripherals like tablets and tvs. If I put down my phone right now and pick up a tablet, I should be able to finish typing this comment with no interruption.