As far as I know it is impossible to default on a student loan. Even if you declare bankruptcy student loans have an exception so you can't get rid of them. I

As far as I know it is impossible to default on a student loan. Even if you declare bankruptcy student loans have an exception so you can't get rid of them. If you stop paying them they can garnish your wages. The only way to end it is to pay it off or wait 25 years, after which they are forgiven.