4 ms·
A suggestion. 1. Create a separate, limited funds checking account explicitly for bill paying and the like. Replenish it periodically, as needed, but use it
by pasbesoin 13y ago
A suggestion.
1. Create a separate, limited funds checking account explicitly for bill paying and the like. Replenish it periodically, as needed, but use it to keep larger balances out of reach.
2. Set up automatic payments against the limited funds account.
A significant one-time effort, but lower-bandwidth afterwards.
Alternatively, simply hire a part-time bookkeeper and/or accountant. Of course, this is also bandwidth-intensive, up front, and also demands attention to combat potential fraud.
- rayiner 13y agoI probably can't justify a part-time accountant, but I'd love to pay someone say $500/month to come in, pay my household bills, make sure my car is registered, etc.
- VLM 13y agoLook at elder care services for inspiration/ideas. There are substantial existing business models around helping people stay out of a nursing home with just a little extra kick. Its basically the same problem, although the root cause of the mental bandwidth restriction is somewhat different. I have several elderly relatives who went thru / are going thru this kind of assistance. The middleman business model is pretty much like the daycare racket, charge the end users (sometimes, insurance co.) $50/hr, pay the grunt who provides the service minimum wage, and pocket the rest as long as you can. Use lots of govt regulation / red tape to keep out competition. One significant fraud case and you're outta business so sheltering assets / LLC structuring is a VERY big deal. Customer service is an issue... say the minimum wage helper forgets or otherwise fails to get the car registered, who eats the ticket cost, excessive towing/impound fee which often is designed to exceed the cost of a normal person's car, pain and suffering lawsuit, etc.
- Swizec 13y agoI think those are called part time personal assistants.
- tptacek 13y agoJesus do I ever need this service too. What's worse is, it tends to fall on the shoulders of my spouse. I've had my license suspended in more years than I've had it valid, and it's entirely because of stupid shit like not getting my sticker renewed (I have very few actual moving violations).
- spearo77 13y agoPerhaps establish an on-going relationship with a Task Rabbit?
- tptacek 13y agoWe've been using Taskrabbit, but it's hit or miss.
- rayiner 13y agoThe worst is how they do it in Georgia, where a bunch of things expire on your birthday. "Here's a ticket for driving with expired tags and emissions inspection, happy birthday to you!"