Absolutely, (2) and (3) are unacceptable. Here's hoping Amazon is better and comes to Germany soon. Regarding the lack of competition, I found this article ver

Absolutely, (2) and (3) are unacceptable. Here's hoping Amazon is better and comes to Germany soon. Regarding the lack of competition, I found this article very interesting: http://stakeventures.com/articles/2008/07/22/the-man-finally-brought-e-gold-down http://stakeventures.com/articles/2008/07/22/the-man-finally... The author's argument is that the US's "Know Your Customer" regulation is the bottleneck. In his words: "KYC since it was introduced in the late 90s as a requirement has been the single most destructive concept for innovation and startups in the financial space."