“There’s a difference between incompetence or mismanagement or poor judgment or excessive risk taking from actually breaking the law,” Gorman said. “There’s not

“There’s a difference between incompetence or mismanagement or poor judgment or excessive risk taking from actually breaking the law,” Gorman said. “There’s nothing I’ve seen that would suggest that any of the major participants in the financial crisis should be in jail for their actions.” Fine, but you should lost 99% of the company once you asked the FEDS for money. They should have been a vulture lender, like Morgan Stanley and heir ilk are. It's not going to be long before banks figure out something else.