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I have checking setup on my PayPal, maybe they should only allow direct confirmed withdrawals then, if VISA or Mastercard is the problem.
by surge 13y ago
I have checking setup on my PayPal, maybe they should only allow direct confirmed withdrawals then, if VISA or Mastercard is the problem.
- wmf 13y agoACH also has chargebacks. Also, I think one of the merits of PayPal is its simplicity, so having to track the difference between "chargebackable money" and "real money" in every account would add significant complexity. ("I have plenty of money in my PayPal account, why can't I spend it at this particular merchant?" "Sorry, you have fake money but the merchant wants real money.")