First - your commute is insane and is the first thing I would fix. I recommend saving 25x your annual spending and retiring. Until you have the true freedom of

First - your commute is insane and is the first thing I would fix. I recommend saving 25x your annual spending and retiring. Until you have the true freedom of not serving others you will always be trapped to some extent. Search for 'mr money mustache' or 'early retirement extreme' to learn more about this mindset.