Moving from UK to US, the dire state of banking here was one of the most noticeable regressions. I'd add to your list the crazy ATM fees. We switched to Ally (

Moving from UK to US, the dire state of banking here was one of the most noticeable regressions. I'd add to your list the crazy ATM fees. We switched to Ally (online only bank) a while ago which fixes some of the issues. At least now I can deposit cheques by awkwardly photographing them with my phone and new chequebooks are free...