English does like to import words wholesale, and I agree that German conjunctions and the fact you can often create new words by combining two different words (

English does like to import words wholesale, and I agree that German conjunctions and the fact you can often create new words by combining two different words (my favourite: "scheinheilig"="apparently+holy"=hypocrite) makes it easy to create new words in German (and other Germanic languages). That said, your example is not a very good one. "Schicksal" can be translated as "fate", "fortune", "destiny" and "lot". Not just "karma".