There's a specific type of a patent for that too[1]. Unfortunately unless your hypothetical saviour company filed it quite a while back I'm pretty sure there's

There's a specific type of a patent for that too[1]. Unfortunately unless your hypothetical saviour company filed it quite a while back I'm pretty sure there's too much "prior art" for this idea to work. [1]: http://en.wikipedia.org/wiki/Business_method_patent http://en.wikipedia.org/wiki/Business_method_patent