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The "P" in HIPAA stands for "Portability." Group plans are limited in how long they can exclude someone for pre-existing conditions, and guarantees no waiting
by danielweber 13y ago
The "P" in HIPAA stands for "Portability."
Group plans are limited in how long they can exclude someone for pre-existing conditions, and guarantees no waiting period if they already had qualifying insurance.
The private market doesn't have the same protections, for reasons both good and bad.