this could have the potential to break the concept of facebook (though it has managed to do much of the damage on its own) in that it makes you unfriend people

this could have the potential to break the concept of facebook (though it has managed to do much of the damage on its own) in that it makes you unfriend people so you don't have a negative mark, and add friends you don't like or socialize with, and force you to talk to them, just to help your chances at a loan... seems like the only facebooks true purpose will be lost