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I never said that I consider my view objectively correct or superior... and never intended to imply that a contrary view would be deranged! Far from it; I expli
by westicle 13y ago
I never said that I consider my view objectively correct or superior... and never intended to imply that a contrary view would be deranged! Far from it; I explicitly recognised that mine was probably a minority view.
However the submission implicitly assumes that this option is right for everyone ("The one HR benefit that every startup should add"). I recognise that some people see it as valuable. Hopefully those people can also recognise that other people don't!
I also think the strawman of "Take disability insurance or live on the streets" is rather hyperbolic. The actual alternative is relying on social security disability payments and my existing savings vs an insurance-funded pension. Maybe I'll have to let my chauffeur go, but I'm hardly going to be sleeping in gutters if I take the former option.
- mikeash 13y agoSorry, when I saw you describe taking the insurance as "hubris", that looked to me like a value judgment.
- ceejayoz 13y agoMy wife's working through the social security disability process, and it's not something you can rely on for months if not years (assuming your appeal of the nearly guaranteed initial denial even works!). If she had been our family's single income we'd be destitute.
- westicle 13y agoThat sucks... sorry to hear it. My country doesn't seem to have implemented the blanket-denial first stage of the process yet, however luckily I have savings which could tide me over until the payments get backdated in that eventuality.