Car and house purchases use a slightly different metric to determine your creditworthiness, acc. to the dealership where I got my car. Essentially, cars and hou

Car and house purchases use a slightly different metric to determine your creditworthiness, acc. to the dealership where I got my car. Essentially, cars and houses are material objects that can be repo'd far more easily if you don't make your payments. Personally, I'd be happiest if I had a credit score of zero or whatever the number indicating non-existence is these days.