One of my UK employers was quite large and had particularly good disability benefits because a small number of staff worked in physically dangerous jobs, the un

One of my UK employers was quite large and had particularly good disability benefits because a small number of staff worked in physically dangerous jobs, the union wanted those staff treated really well if something bad happened and so everyone in the entirely company was covered for 80-90% of their wage. A new desk-bound sales guy started and had a stroke before lunch time on his first day and was going to be out of action for a good long while - perhaps forever. A serious stroke is bad news, but he was sure lucky that it didn't happen a few hours earlier.