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If ever there was a time for the HN mods to change a title, I would think this sort of article would be a good choice. That said, even the original article titl
by ScottWhigham 13y ago
If ever there was a time for the HN mods to change a title, I would think this sort of article would be a good choice. That said, even the original article title ("Facebook friends could change your credit score") is just flat out wrong. Your "credit score" - as in your FICO score, for example, has nothing to do with Facebook/Twitter/etc. The article is a good expose on what other data that companies are using in addition to your credit score. The title is just for link-bait reasons, nothing else.
- corin_ 13y agoI'd say this is an example of a title that, while technically wrong, is ethically fine - well, maybe not quite, as it's wrong, but it's wrong for the right reasons. I doubt anyone cares about their credit score for the sake of the official number of their credit score, people care about it because of what it means when you want to buy a house, or take out a loan, or sign a mobile phone contract. If Facebook friends affect these things negatively (or positively), then I don't care whether it's because they change my credit score, or because everyone looks at these things as well as my credit score, either way it has the exact same effect.
- drivingmenuts 13y agoCar and house purchases use a slightly different metric to determine your creditworthiness, acc. to the dealership where I got my car. Essentially, cars and houses are material objects that can be repo'd far more easily if you don't make your payments. Personally, I'd be happiest if I had a credit score of zero or whatever the number indicating non-existence is these days.