> The problem with this is that a person makes an investment with a known risk profile Which gets back to the root of the problem. Mortgage companies were not

> The problem with this is that a person makes an investment with a known risk profile Which gets back to the root of the problem. Mortgage companies were not properly assessing (or outright lying about) the risk for some of these mortgages. A lot of those seemingly safe mortgages were in reality very unsafe. Everyone needs to feel some pain on this one. Homeowners, mortgage companies, and investors - everyone who underestimated their risks should see some loss. If that risk wasn't properly assessed the first time around, then yes, it will cost more. Mortgages are at ridiculously low rates from a historical perspective, so it wouldn't be unreasonable to see those rates rise. The people who really got screwed were those that had a properly sized mortgage, ability to pay it, but then had the value of their home drop when the rest of the market failed. If they were unable to ride out the collapse, it was brutal.