And why--if you're a web designer--you should own and handle all design & hosting until you get paid. If it's purely design, and no backend (databases, PHP/Ruby

And why--if you're a web designer--you should own and handle all design & hosting until you get paid. If it's purely design, and no backend (databases, PHP/Ruby/Python, etc.), you should probably get paid half what you expect up front, and also be sure to maintain any intellectual property rights you can.