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Comment I left over at the article: I began using Paypal right when they launched, when it was an application for beaming payments over the IR ports of Palm Pi
by tjic 17y ago
Comment I left over at the article:
I began using Paypal right when they launched, when it was an application for beaming payments over the IR ports of Palm Pilots (remember that?!).
I continued to use Paypal after they migrated to web payments and discontinued the Palm support.
About four or five years ago I became hugely disillusioned with Paypal and never use it, and refuse to support it at my two ecommerce companies.
Why?
As a customer:
* Supporting Paypal is a signaling mechanism. It says "I am too rinky dink to get a merchant account".
* The dispute resolution process drags a third party in.
* The account can be frozen.
* The appeals process is laborious and indeterminate.
* There are too many steps at checkout.
* Paypal wants to force me to upgrade to a full verified account. I have to supply too much information. I have to wait for 2 deposits to clear, then report their sizes.
* Even for the 1-off "act as a merchant account" process flow, if I try to use a credit card that has previously been registered with Paypal as a full account, Paypal will NOT LET ME do the one-off transaction; I have to come up with a (long forgotten) password to the Paypal account.
* There are about 50 more user-interface horrors that I don't recall right now, but I would seriously (seriously!) hit my fingers with a framing hammer before I would use Paypal again. I don't have emotional reactions to most brands. Apple? Eh. Windows? Sort of dislike it. Amazon? Sort of like it. ... Paypal? HATE HATE HATE HATE HATE.
As a merchant (http://Smartflix.com http://Smartflix.com and http://HeavyInk.com http://HeavyInk.com), I won't use Paypal because
* all of the above
* crappy admin interface
* crappy interface to delegate rights to other employees
* fear of having funds frozen
* inability to re-charge a credit card for follow in transactions (unreturned DVDs, late fees, etc.)
I wish Paypal nothing but death.
---
Travis Corcoran, President
http://SmartFlix.com http://SmartFlix.com
"What do you want to learn today?"
- vaksel 17y agoWhat do you propose people use for user to user payments? If you buy something from another person on the web, paypal is pretty much your only option. And if you are the seller, its pretty much the only way to get your payment right away.