The part that's frightening is major medical expenses. Any trip to the Emergency Room or stay in the hospital is going to run into the thousands, and easily in

The part that's frightening is major medical expenses. Any trip to the Emergency Room or stay in the hospital is going to run into the thousands, and easily into the tens of thousands of dollars. The regular non-emergent basic stuff can and should be taken care of at an Urgent Care or at your primary care physician's office. Those visits are usually less than a couple hundred bucks. And, those can be managed by paying cash. If you're interested in buying supplemental Health Insurance, may I suggest reading Consumer Reports section on Health Insurance: http://www.consumerreports.org/health/insurance/health-insurance.htm http://www.consumerreports.org/health/insurance/health-insur... They're a non-profit consumer advocacy company, and my $25 yearly subscription to their website pays for itself every single year. Great information and great advice.