I'm an hourly employee (functionally non-exempt salary). Whenever employers ask me for exempt salary, I quote an rate that is 1.5 to 3 times as much as I would

I'm an hourly employee (functionally non-exempt salary). Whenever employers ask me for exempt salary, I quote an rate that is 1.5 to 3 times as much as I would earn if hourly non-exempt. This is part of my insurance policy, so I can make sure I can take care of myself when my company cant. Now, while I realize I have a really unique skillset, and have project knowledge which will see me thru - when I have to take my 45 day break ahead, I realize I may not come back. This would make me sad, but I'm well taken care of by my own savings, and by unemployment.