I have no data to back this up but. . .when we first started hearing about microcredit, the funds were coming from non- or not-for-profits entities. Then banks

I have no data to back this up but. . .when we first started hearing about microcredit, the funds were coming from non- or not-for-profits entities. Then banks saw a huge potential there and jumped in. I think it would be interesting to measure the effectiveness of non- and not-for-profits vs. banks and for-profits.